Is settlemate.io a scam?

We checked settlemate.io against multiple threat databases, financial-regulator warning lists, and community reports. The full breakdown — including the verdict, flagged signals, and our recommendation — is available in the report on this page.

What is the risk score for settlemate.io?

The risk score for settlemate.io is calculated from 10 independent security signals — SSL validity, domain age, WHOIS data, threat-intel databases, and community reports. The score and per-signal breakdown are shown in the report above.

Does settlemate.io have a valid SSL certificate?

Yes — settlemate.io presents a valid SSL certificate issued by Google Trust Services. The certificate's issuer, validity window, and chain details are in the report above.

Who owns settlemate.io?

settlemate.io is registered through GoDaddy.com, LLC. WHOIS history, name servers, and full ownership signals are listed in the report above.

When was settlemate.io registered?

settlemate.io was registered on 2024-11-03. The full WHOIS record — including registrar, name servers, and registrant country — is in the report above.

Live Analysis

Is settlemate.io safe? Full Security Analysis 2026

Checked on 6/16/2026

settlemate.io

Low Risk

settlemate.io appears to be relatively safe based on our AI analysis. Multiple trust signals have been verified including SSL certificates, domain registration history, and content quality indicators.

Signals Detected

SSL Certificate

Valid

16.5

/ 100 Risk

Domain Age

Analysis Depth

standard

Report Domain

Risk Breakdown

Valid SSL certificate detected. Issued by Google Trust Services. Expires 7/25/2026.

An SSL certificate encrypts data between your browser and the website. A valid certificate means the connection is secure.

Domain has been registered for 1+ year(s).

Older domains are generally more trustworthy. Scam operations rarely maintain domains for extended periods.

Website is online and responding.

The website was reachable during our scan. An online status alone does not indicate safety.

Content quality — metadata score 100/100, 3/3 legal pages present.

This website has proper metadata and the essential legal pages (terms, privacy, contact).

Detected category: professional services (medium risk).

This website was classified as 'professional services'. The category risk level reflects how frequently this type of website is associated with online fraud.

No community reports filed against this domain.

Our community has not submitted any fraud reports for this domain.

Analysis depth: standard — matched to this site's category.

All core checks (SSL, WHOIS, DNS, content, technology, threat intelligence) ran. Depth is calibrated to the site's category — lower-risk categories use a lighter fraud-analysis pass than crypto/trading/payment sites. This does NOT mean any step was skipped.

Safety Signals

Status

Online

Safe

SSL Security

Google Trust Services

Safe

Domain Age

1 year

Safe

Registrar

GoDaddy.com, LLC

Info

Country

Info

Content

100/100

Safe

Threat Databases

Clear

Safe

FCA Warning Blacklist Threats Index URLhaus Phishing Patterns Ai Analysis Meilisearch Cache

Regulators

12 checked

Safe

Reviews

No reviews

None

AI Analysis

Settlemate is a technology platform and mobile application designed to help individuals automatically find and claim money from class action settlements, product recalls, and other consumer recovery opportunities. It scans linked email inboxes for transactional data to identify potential claims and assists users in preparing and submitting them without the need for lawyers or extensive paperwork.

The website clearly outlines its service: assisting users in claiming money from class action settlements by scanning emails and automating claim preparation. The Terms of Service and Privacy Policy are detailed and address data handling, user authorization, and the limitations of the service (e.g., not being a law firm). The site provides clear contact information (email) and links to social media. There are no explicit red flags such as guaranteed returns, requests for fees to withdraw funds, or aggressive urgency tactics. The domain age is moderate, and it has valid SSL. The user testimonials are positive and consistent with the service offered.

• Users should carefully review the terms of service regarding data access and authorization before linking email accounts.
• Be aware that claim processing times can be lengthy, as stated by the service itself.

WHOIS Information

Registrar

GoDaddy.com, LLC

Registration Date

November 3, 2024

Expiration Date

November 3, 2026

Country

Domain Age

1 year and 7 months

Registrant (domain owner)

Company / organisation

Domains By Proxy, LLC

Address

Arizona

Scam websites often use recently registered domains. A domain registered just days or weeks ago that claims to be an established business is a common red flag.

SSL Certificate

DV validated Free auto-certificate

Issued by

Google Trust Services

Validation level

Domain only

Certificate lifespan

90 days (issued Apr 26, 2026)

Covers

1 domain

Public key

ECDSA (secp256r1) 256-bit

Connection

TLSv1.3 (256-bit)

TLS_AES_256_GCM_SHA384

A free, automatically-issued certificate only proves control of the domain — it does not vet the company behind it. Common for legitimate sites, but also trivial for scammers to obtain, so treat HTTPS alone as the bare minimum, not proof of trust.

Company & Operator

Settlemate, Inc.

Settlemate is a consumer fintech platform built by a team of technologists, financial experts, and consumer advocates focused on helping individuals reclaim money they are legally owed from class action settlements and similar opportunities.

Address

Dover, DE 19901, US

Phone

+1-971-269-4717

[email protected]

Legal pages follow best practice — present, substantive, and identify the operator.